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Seller Financing Why & Why Not to offer it in Selling your Business

Seller Financing Why & Why Not to offer it in Selling your Business

Given the serious tightening of lending criteria, we’re back to the good ‘ol days of using seller financing to sell businesses again. So, what are the things you should consider in deciding whether or not to offer seller financing? (A) Why you shouldn’t offer seller financing: You need all of the money upfront You have to payoff business debts You are concerned you won’t get paid back (B) Reasons you should offer seller financing: Make buyers feel the business offering is credible … Read entire article »

Filed under: Business Tips, Selling A Business

Definition of EBITDA

Definition of EBITDA

EBITDA is a common accounting term that is used with sophisticated small businesses, it stands for Earnings Before Interest, Taxes, Depreciation and Amortization. EBITDA is basically the actual cash flow profit of the business based on the actual expenses of the business. There are two categories of items in EBITDA, one category is Taxes, which covers three of the items, amortization, depreciation and taxes themselves.  Debt service expense is the other category, which covers the interest on … Read entire article »

Filed under: Business Tips

RIAOC 9-21-2010

RIAOC 9-21-2010

Today was part of the Nick Lieberman interview series with Martin Brewer. Brewer happens to have been an integral part of the Irvine Company for many years in the Public relations department.  He had some good insight into the Orange County Development market, which he shared with us at today’s regular RIAOC meeting. An interesting nugget that came to light was that historically The Irvine Company expected new home sales to increase whenever interest rates first began … Read entire article »

Filed under: Uncategorized